Stonegate Mortgage Interest Rates January 2 2015

Dated: January 2 2015

Views: 1186

Interest rates provided by Gerry Phillips with Stonegate Mortgage


JUMBO loan highlights for 2nd HOMES >>>>>

     80% LTV up to $1,000,000 loan amount

                 740 min score

                 42.99% DTI

                 12mos reserves

     75% LTV up to $1,500,000 loan amount

                 720 min score

                 42.99% DTI

                 9mos reserves

   

Product

Rate

Discount Fees/Lender Credit

APR

30yr Fixed Agency

3.875%

+.250% Discount Fee

(~$250 on $100,000 loan)

4.016%

15yr Fixed Agency

3.250%

None

3.457%

5/1 ARM Agency

 

3.375%

None

6.189%

30yr Fixed VA

3.625%

None

3.883%

30yr Fixed FHA

3.625%

-.125% Lender Credit

(~$125 on $100,000 loan)

5.224%

30yr Fixed USDA/RD

(Recommend 45-day lock/close date)

3.625%

None

4.247%

 

Criteria for rate matrix: 

·         30 day lock

·         loan amount of $100,000

·         740 credit scores

·         20% down, 25% down with condominium (2nd home)

·         Escrow insurance and taxes

 For more information visit www.stonegatemtg.com/gphillips

ALWAYS feel free to call, text, or email me… any day, any time.  My direct mobile number is 573-480-1978.

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Kathy Beeler

Kathy Beeler is a trustworthy Lake of the Ozark Realtor, who is reliable and knowledgeable when it comes to buying or selling properties in Lake of the Ozarks area. If you are in need of a professiona....

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