What to Do? Check out a few tips to help with quick home improvement ideas.Ginnyhttps://newsletter.homeactions.net/archive/newsletter/16753/12105773
RATE Update 02Oct15 Better Communication Better Closings Gerry Phillips With Stonegate Mortgage
Dated: October 2 2015
Views: 749
Make GREAT Things Happen!
We WILL match or beat any legitimate competitors written offer… and we will Service our loans.
| Product | Rate | Discount Fees/Lender Credit | APR |
| 30yr Fixed Agency | 3.750% | None | 3.840% |
| 15yr Fixed Agency | 2.990% | None | 3.144% |
| 5/1 ARM Agency | 3.125% | None | 5.959% |
| 30yr Fixed VA | 3.375% | None | 3.628% |
| 30yr Fixed FHA | 3.375% | -.250% Lender Credit (~$250 reduction to Closing Costs) | 4.448% |
| 30yr Fixed USDA/RD *Current RD Turn Time: 1 day Recommend 40-day close | 3.375% | None | 4.045% |
Criteria for rate matrix:
· 30 day lock – purchase transaction
· loan amount of $100,000
o larger loan amounts may improve pricing
o smaller loan amounts may worsen pricing
· 740 credit scores
· 20% down, 25% down with condominium (2nd home)
· Escrow insurance and taxes
Thanks!
ALWAYS feel free to call, text, or email me… any day, any time. My direct mobile number is 573-480-1978.
Accessible, Responsive, Decisive, Dependable Lender….
Gerry Phillips, Mortgage Advisor (NMLS #505678)
Stonegate Mortgage
573-480-1978 (mobile)
866-302-2942 (fax)
Kathy Beeler
Kathy Beeler is a trustworthy Lake of the Ozark Realtor, who is reliable and knowledgeable when it comes to buying or selling properties in Lake of the Ozarks area. If you are in need of a professiona....
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These Properties are provided courtesy of Broker Reciprocity/IDX Lake Of The Ozarks Board of REALTORS® and Bagnell Dam Association of REALTORS® MLS, Inc. Multiple Listing Service. This information is copyrighted by The Lake Of The Ozarks Board of REALTORS® and The Bagnell Dam Association of REALTORS® MLS, Inc. Multiple Listing Service. Information is being provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties
