RATE Update 02Oct15 Better Communication Better Closings Gerry Phillips With Stonegate Mortgage

Dated: 10/02/2015

Views: 739

Make GREAT Things Happen!

We WILL match or beat any legitimate competitors written offer… and we will Service our loans.

Product

Rate

Discount Fees/Lender Credit

APR

30yr Fixed Agency

3.750%

None

3.840%

15yr Fixed Agency

2.990%

None

3.144%

5/1 ARM Agency

3.125%

None

5.959%

30yr Fixed VA

3.375%

None

3.628%

30yr Fixed FHA

3.375%

-.250% Lender Credit

(~$250 reduction to Closing Costs)

4.448%

30yr Fixed USDA/RD

*Current RD Turn Time: 1 day

Recommend 40-day close

3.375%

None

4.045%

Criteria for rate matrix:

· 30 day lock – purchase transaction

· loan amount of $100,000

o larger loan amounts may improve pricing

o smaller loan amounts may worsen pricing

· 740 credit scores

· 20% down, 25% down with condominium (2nd home)

· Escrow insurance and taxes


Thanks!

ALWAYS feel free to call, text, or email me… any day, any time. My direct mobile number is 573-480-1978.

Accessible, Responsive, Decisive, Dependable Lender….

Gerry Phillips, Mortgage Advisor (NMLS #505678)

Stonegate Mortgage

573-480-1978 (mobile)

866-302-2942 (fax)

www.stonegatemtg.com/gphillips

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Kathy Beeler

Kathy Beeler is a trustworthy Lake of the Ozark Realtor, who is reliable and knowledgeable when it comes to buying or selling properties in Lake of the Ozarks area. If you are in need of a professiona....

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